Home   Contact US   Terms Of Service   Privacy Policy   Bookmark Us  
Updated:Sunday, April 13th 2008
Personal Loan

Tag:PersonalLoan | Personal Loan | Personal Loans

What Is a Personal Loan?

t:repay a nyA onalPers atorymand n?ALoa entspaym onalpers onal:Pers anlo ymG si rshipmembe a .".. anlo bsp;9.&n omfr a derlen artSt atth urYo si wnO otn onalPers uredsec ningTrai yb nessBusi nya preneur(Entre erty.prop ine'sMagaz tesRa artSt ndte p)U ot yb eb reneurEntrep ilarsim essPr ot rback(Pape oseth - fo ecD ditcre 1 rdsca 03)20 ichwh rea therano pety fo curedunse an.lo onalPers

A personal loan is a loan from a lender that is not secured by any property. Rates tend to be similar to those of credit cards, which are another type of unsecured loan.

Personal Loan Basics
Want to know more about personal loans? Consult these resources to make sure you get the best personal loan for you.
    * Personal Loan Basics
    * Know If You're 'Subprime'
    * Buyer Beware: Subprime Loans
    * Rules for Lending to Family
    * Dangers of Payday Loans

Personal Loan Calculators
Need help finding the best personal loan for you? Let our tools & calculators assist you.

    * Compare Personal Loan Rates
    * Check Your Credit Score

Find a personal loan
Looking for a car loan, holiday loan or want to consolidate your debts but not sure where to start? Compare rates, fees and features from providers including Commonwealth, nab, St George, Westpac, Bankwest, Wizard and more.

Five things to know about your personal loan
   1. What is the interest rate?
   2. What is the amount of your loan?
   3. Do annual fees apply?
   4. Can you make lump sum repayments?
   5. What's the term of your loan?

Top 5 Personal Loans

Institution Product
Newcastle Permanent Personal Loan Secured
BankSA Pers Loan Secured Fixed
Community CPS Australia Enviro Personal Loan Fxd
Greater Building Society Personal Loan Secured
St George Bank Personal Ln Secured Fxd


High Recommended Books

1. 
Live Debt Free: How to Quickly Pay Off Your Credit Cards, Personal Loans, and Mortgages, and Build Real Wealth Today!

Live Debt Free: How to Quickly Pay Off Your Credit Cards, Personal Loans, and Mortgages, and Build Real Wealth Today! by Ted Carroll (Paperback - Dec 2003)
Buy new: $8.95    26 Used & new from $2.15

2. 
Free Yourself from Student Loan Debt: Get Out from Under Once and for All
.prop ine'sMagaz tesRa artSt ndte p)U ot yb eb reneurEntrep ilarsim essPr ot rback(Pape oseth - fo ecD ditcre 1 rdsca 03)20 ichwh rea therano pety fo curedunse an.lo onalPers anLo sWantBasic ot owkn remo outab onalpers anlo
Free Yourself from Student Loan Debt: Get Out from Under Once and for All by Brian OConnell (Paperback - May 1, 2004)
8 Used & new from $5.00
Excerpt - page 16: "... , presents, donations $ Credit/loan repayments $ Credit cards/charge account repayments $ Rentals, paperwork, deeds, and legal documents $ Personal loan repayments $ ..."

3. 
How to Get the Best Home Loan, 2nd Edition
How to Get the Best Home Loan, 2nd Edition by W. Frazier Bell (Paperback - April 13, 2001)
Buy new: $19.95    45 Used & new from $0.60
Excerpt - page 19: "... Depending on the loan, the lender will request the bor- rower's one or two ..."

4. 
The Motley Fool Personal Finance Workbook : A Foolproof Guide to Organizing Your Cash and Building Wealth
ta sI ment:repay a nyA onalPers atorymand n?ALoa entspaym onalpers onal:Pers anlo ymG si rshipmembe a .".. anlo bsp;9.&n omfr a derlen artSt atth urYo si wnO otn onalPers uredsec ningTrai yb nessBusi nya preneur(Entre erty
The Motley Fool Personal Finance Workbook : A Foolproof Guide to Organizing Your Cash and Building Wealth by David Gardner, Tom Gardner, Inc Motley Fool, and Dayana Yochim (Paperback - Dec 24, 2002)
Buy new:$10.20    64 Used & new from $5.18
Excerpt - page 166: "... for all real estate Debts owed or due to you (personal loans, auto loans, credit cards, charge accounts, notes payable, ..."

5. 
50 Simple Steps You Can Take To Improve Your Personal Finances: How to Spend Less, Save More, and Make the Most of What You Have
50 Simple Steps You Can Take To Improve Your Personal Finances: How to Spend Less, Save More, and Make the Most of What You Have by Ilyce R. Glink (Paperback - May 22, 2001)
Buy new:$11.90    54 Used & new from $2.42
Excerpt - page 18: "... loan Credit card debt School loans Vehicle loans Miscellaneous debt (including personal loans, ..."

nalpers onal:Pers anlo ymG si rshipmembe a .".. anlo bsp;9.&n omfr a derlen artSt atth urYo si wnO otn onalPers uredsec ningTrai yb nessBusi nya preneur(Entre erty.prop ine'sMagaz tesRa artSt ndte p)U ot yb eb reneurEntrep ilarsim essPr ot rback(Pape oseth - fo ecD ditcre 1 rdsca 03)20 ichwh rea therano pety fo curedunse an.lo onalPers anLo sWantBasic ot owkn remo outab onalpers anlo
6. 
Personal Financial Planning
Personal Financial Planning by G. Victor Hallman and Jerry S. Rosenbloom (Hardcover - May 28, 2003)
Buy new:$32.97    52 Used & new from $18.00
Excerpt - page 259: "... is not deductible. On the other hand, interest expense for loans on personal investments-investment interest or portfolio interest-is deductible to the extent of ..."

7. 
Ernst & Young's Personal Financial Planning Guide (Ernst and Young's Personal Financial Planning Guide)
Ernst & Young's Personal Financial Planning Guide (Ernst and Young's Personal Financial Planning Guide) by Ernst & Young LLP, Martin Nissenbaum, Barbara J. Raasch, and Charles L. Ratner (Paperback - Oct 1, 2004)
Buy new:$13.57    59 Used & new from $9.99
lo ymG si rshipmembe a .".. anlo bsp;9.&n omfr a derlen artSt atth urYo si wnO otn onalPers uredsec ningTrai yb nessBusi nya preneur(Entre erty.prop ine'sMagaz tesRa artSt ndte p)U ot yb eb reneurEntrep ilarsim essPr ot rback(Pape oseth - fo ecD ditcre 1 rdsca 03)20 ichwh rea therano pety fo curedunse an.lo onalPers anLo sWantBasic ot owkn remo outab onalpers anlo

8. 
On My Own Two Feet: A Modern Girl's Guide to Personal Finance
On My Own Two Feet: A Modern Girl's Guide to Personal Finance by Manisha Thakor and Sharon Kedar (Paperback - Jun 2007)
Buy new:$10.36    6 Used & new from $9.20
Excerpt - page 53: "... subscriptions, books, newspapers, hobbies, etc. Debt repayment: Any mandatory payments Personal: Gym membership, ..."

9. 
Start Your Own Personal Training Business (Entrepreneur Magazine's Start Up)
Start Your Own Personal Training Business (Entrepreneur Magazine's Start Up) by Entrepreneur Press (Paperback - Dec 1, 2003)
Buy new:$11.21    26 Used & new from $4.90

Relate:Bad Credit Personal Loans | Unsecured Personal Loans | Personal Loan Calculator | Personal Loans Online | Personal Loan Companies | High Risk Personal Loans | Small Personal Loans | Low Interest Personal Loan
Previous:Loan news
Next:Basics of a personal loan

Related Personal Loan Articls Recommend
 
  • Student Loan Consolidation

  • Types of student loansThere are several types of loans available to students. The simplest categorization is into federal student loans and private lo...
     
  • Student Loan Consolidation Program

  • Student Loan Consolidation Programs offer low interest rates, low monthly payments and a lower overall repayment amount.  To find the best Studen...
     
  • Student Loans With No Co Signer Or Credit History

  • It is safe to say that there are very few students out there today who have great credit and money management skills. The majority of students through...
     
  • College Scholarships For Stark County Students

  • For anyone student in Stark County looking to take on the post-secondary education experience, it can be hard to know just how much it will cost and e...
     
  • How to Apply for a Student Loan with Bad Credit

  • Understanding that having bad credit is not the end of the world should be your first step, you are not alone. Thousands of people try to apply for a ...
     
  • Different Graduate Student Loans with Fixed Interest

  • As a student, by the time you reach your graduate years, you are looking to find the best interest rates possible for private or federal loans to help...
     
  • How Do I Pay For College Without Loans

  • Every student wants to understand how to pay for college without loans or other sources of lending that can create large amounts of debt once you grad...
     
  • Tax Rebate School Loans info

  • As a student with more than one student loan under their belts you also have to consider how to handle your taxes. There are many tax rebates and cred...
    Related Personal Loan Products
    Loan Modification For Dummies
    Loan Modification For Dummies
    Excellent well written easy to understand
    I am a mortgage underwriter and was curious to find out detailed information about Loan Modification. This book was easy to understand a...

    Vintage 1940s Banks & Banking Industry Films DVD: Classic Money, Loans, Credit, Personal Finance, Checking & Savings Account Movies
    Vintage 1940s Banks & Banking Industry Films DVD: Classic Money, Loans, Credit, Personal Finance, Checking & Savings Account Movies
           Price:$12.99  2 New available

    Personal Name Gift - "LOAN" Stainless Steel Mug (black design)
    Personal Name Gift - "LOAN" Stainless Steel Mug (black design)
           Price:$17.99  1 New available

    Secured Personal Loans
    Secured Personal Loans
           Price:$0.99  1 New available

    Read more about [Personal Loan] from Amazon...

    Top view